Tips for Storing Your RV and Boat in the Winter 

As winter approaches, many RV and boat owners start thinking about how to keep their vehicles safe during the off-season. While the winter season here can be milder than in other states, proper storage and preparation are still essential for your investment, especially because you may deal with unexpected weather, theft and wear. At Liberty Auto Insurance, we’re here to help you navigate the best practices for winter storage so your RV or boat is ready for adventure when spring returns.

Preparing Your RV or Boat for Winter Storage

Taking the time to prepare your RV or boat before storing it can prevent costly repairs and extend its lifespan. Here are some key steps to consider:

• Clean thoroughly — Wash and dry the exterior to remove dirt, salt and debris. Clean the interior to prevent mold and pests.
• Drain water systems — For RVs, empty all water tanks and lines to avoid freezing and damage. Boats should have their bilge and water systems drained as well.
• Watch over the engine — Add fuel stabilizer and run the engine briefly to circulate it. Change the oil and check antifreeze levels.
• Disconnect batteries — Remove or disconnect batteries to prevent drainage and corrosion.
• Cover and secure — Use a breathable cover designed for your vehicle type. Make sure all windows, doors and hatches are closed and locked.

Insurance Considerations for Off-Season Coverage

Even when your RV or boat is in storage, risks such as theft, fire or storm damage can still occur. Reviewing your insurance coverage before winter is a smart move.

• Comprehensive coverage can help with non-collision losses, such as vandalism or weather-related damage.
• Storage-only policies offer reduced rates for vehicles in storage.
• Check for location requirements if you store your vehicle at a facility or if they offer additional security features.

Liberty Auto Insurance can review your current policy and recommend adjustments.

How We Help Texas Owners Insure Their Vehicles

We understand the unique financial needs of Texas RV and boat owners. Whether you store your vehicle at home or in a dedicated facility, our team can help you:

• Find the right insurance options for winter storage
• Understand policy details and exclusions
• Adjust coverage as your needs change throughout the year

If you have questions about winter storage or want to review your RV or boat insurance, contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.