What to Know When Buying a New Car 

One crucial step often overlooked when buying a new car is getting auto insurance lined up before you drive off the lot. Securing insurance ahead of time can help you focus on enjoying your new ride without delays or legal issues.

When Should I Buy Insurance for My New Car?

You need insurance before taking ownership of your new car. In most states, driving without coverage is illegal and dealerships often require proof of insurance before releasing the vehicle. Additionally, auto lenders may also require you to have coverage if you plan to finance your new car. Some providers offer a grace period if you’re trading in a car with active insurance, but it’s best to confirm the details with your insurer beforehand.

How to Get Auto Insurance Before Buying a New Car

Preparing in advance helps speed up the buying process and keeps you road-ready from day one. Here’s how you can get coverage for your new car:

• Gather vehicle information—Details such as your vehicle’s make, model and VIN help your insurer prepare an accurate quote.

• Contact an insurance provider—Ask about rates for the specific car you plan to purchase.

• Compare quotes—Shop around for competitive rates and coverage options.

• Choose coverage options—Decide what kind of coverage fits your needs and budget.

• Activate the policy—Once you decide, set the start date to match your purchase date. This way, you’re covered from the moment you take possession of the car.

Learn More

If you need more information on insuring a new car, Liberty Auto Insurance can help. Our friendly agents are ready to answer your questions and can help you secure optimal coverage. Contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.